Анотация: The aim of this study is to illustrate the opportunities and risks associated with the surge in uptake and use of digital financial service, providing ideas on how to leverage the paradigm changes affecting the overall approach and perspective towards digital financial services - on the part of various stakeholders - to advance financial inclusion and development. It also seeks to showcase how digital financial services have been used - in both traditional and innovative ways - to mitigate the impact of the COVID-19 crisis on economies and societies, by both public and private actors. (FAO)